CNC Machines
CNC mills, lathes, machining centers, routers and related production equipment.
Manufacturing Equipment Financing for Capacity, Automation & Growth
A machine only starts paying for itself when it is installed and producing. GFLS helps manufacturers finance CNC machines, machine tools, packaging systems, finishing equipment and other production assets nationwide from $25,000 to $5,000,000.
Call 480-478-7413 or send a text.
Veteran-ownedFounded in 2009NationwideBBB AccreditedDirect lender
Manufacturing Equipment Financing at a Glance
Financing range$25,000 to $5,000,000
EquipmentNew and used production machinery; multi-equipment transactions can be reviewed
ApplicantsEstablished manufacturers, newer businesses and credit-challenged applicants may be considered
Credit reviewComplete, organized applications can often receive a credit decision in 24-72 hours; timing varies
Project costsQualified freight, rigging, installation and other approved soft costs may be eligible
Finance the Equipment, Eliminate Bottlenecks
Manufacturing cash is already committed to inventory, labor, tooling, maintenance and receivables. When a new machine removes a bottleneck, brings a process in-house, improves capability or adds production capacity, paying cash for the entire project can slow other priorities.
Equipment financing can align the cost of a productive asset with the period in which the equipment generates output. GFLS evaluates the equipment, the business and the reason for the purchase, and can consider new or used machinery as well as qualified project costs such as freight and installation.
Manufacturing Equipment You Can Finance
GFLS can review single machines, connected systems and larger production-equipment projects, including:
Machine Tools
Lathes, mills, presses, grinders, saws and other metalworking or fabrication machinery.
Packaging Equipment
Filling, sealing, labeling, conveying and end-of-line packaging systems.
Woodworking Equipment
CNC routers, saws, edgebanders, sanders and production woodworking machinery.
Powder Coating
Booths, ovens, wash/prep systems and production finishing lines.
Spray Booths
Paint and finishing booths plus related equipment included in an approved project.
Roofing & Panel Machines
Roll formers, panel machines, trim/forming equipment and related production assets.
Planning a multi-machine line or a piece of specialized industrial equipment that is not listed? Send the vendor quote and project scope. GFLS can review a wide range of essential-use manufacturing equipment.
Start Your ApplicationWhen Manufacturing Equipment Financing Makes Sense
- A bottleneck is limiting throughput or keeping you from adding a second shift.
- Maintenance and downtime on aging machinery are becoming more expensive than replacement.
- You want to bring an outsourced process in-house and capture more margin or control.
- A new contract requires capacity, tolerance or finishing capability you do not currently have.
- The project includes freight, rigging, installation or commissioning time and you want to preserve working capital during the ramp-up.
Why Manufacturers Choose GFLS
Financing Tied to the Operating Story
Our team looks at what the equipment changes for the business—capacity, efficiency, contracts or cost structure—rather than relying on a credit score alone.
Direct Lender Plus Broader Options
GFLS can fund directly and can use additional financing relationships when a different structure better fits the project.
New and Used Machinery
A late-model used CNC or machine tool can be considered alongside new equipment.
Project-Cost Flexibility
Qualified freight, rigging, installation and other approved soft costs may be included with the equipment.
Ramp-Up Structures
Deferred-start or step-up payment structures may be available when appropriate for equipment that takes time to install and commission.
Vendor Coordination
GFLS communicates with vendors and sellers so the financing process can move in parallel with equipment ordering and installation planning.
Ready to Add Capacity?
Call or text 480-478-7413.
What Helps Your Financing Decision Move Faster
A complete equipment package helps our credit team understand both the asset and how it fits your production plan.
- Vendor quote showing equipment price and any freight, rigging or installation costs.
- Equipment specifications, year and serial number for used machinery when available.
- Estimated delivery, installation and commissioning timeline.
- A short explanation of the bottleneck, contract, process change or capacity need the equipment addresses.
- Recent business bank statements.
- Business financials and tax returns if requested for the transaction.
How Financing Works
Apply
Tell GFLS about the business, the equipment, the vendor and the total project amount you want financed.
Review the project and structure
The credit team evaluates cash flow, the machinery, time in business and the operating reason for the purchase. Complete applications can often receive a credit decision in 24-72 hours.
Finalize documents and fund
Once approved, GFLS completes final documentation and coordinates payment with the vendor so the equipment can move toward delivery and production. Funding timing varies.
Frequently Asked Questions
Can I finance a used CNC machine or other used manufacturing equipment?
Yes. New and used machinery can be considered. For used equipment, age, condition, value, seller and specifications become part of the underwriting review.
Can freight, rigging or installation be included in the financing?
Often, qualified soft costs can be included. Provide the complete vendor or project quote so GFLS can confirm which costs are eligible.
Can I finance several machines as part of one production-line expansion?
Yes. GFLS can review multi-equipment transactions within its financing range, subject to the applicant, equipment and total project structure.
Can a newer manufacturing business qualify?
Yes, newer businesses are considered individually. The review may place more weight on cash flow, ownership experience, contracts, equipment value and the production plan when operating or credit history is limited.
What credit score do I need for manufacturing equipment financing?
GFLS does not publish a minimum credit score. Our team evaluates the overall credit profile together with cash flow, existing obligations, time in business and the equipment.
How fast can a manufacturing equipment financing decision be made?
With a complete, organized package, GFLS can often make a credit decision within 24-72 hours. Larger or more complex equipment projects may require additional documentation and time before funding.
Put the Next Machine on Your Floor
Discuss the equipment quote, installation timeline and what the machine changes for the business. GFLS can help you compare a financing structure with the demands of the production plan.
Prefer to call? 480-478-7413
All financing is subject to credit approval and final documentation. Rates, terms, advance amount, first payment or deposit, and funding timing vary by applicant and transaction. Tax treatment depends on individual circumstances; consult your tax adviser.