Learn What the Equipment Changes
We ask why the asset is needed, how it will be used and what it can improve for the business.
Global Financial & Leasing Services
A Veteran-Owned Equipment Finance Company Built Around the Full Story
Since 2009, GFLS has helped businesses pursue the equipment they need to launch, replace, expand and grow. Our team combines decades of leasing, credit, operations and equipment experience with a straightforward belief: a sound transaction deserves more than a credit-score-only decision.
Call 480-478-7413 or send a text.
Veteran-ownedFounded in 2009NationwideBBB AccreditedDirect lender
Why GFLS exists
Equipment Financing Should Start with Understanding the Transaction
GFLS was founded in Scottsdale, Arizona, to serve small and midsize businesses whose equipment needs may not fit a traditional bank’s standard box.
Businesses seek equipment for practical reasons: to replace an unreliable asset, perform contracted work, add production capacity, open a location or create a new revenue stream. Our role is to understand that operating reason alongside the credit profile, cash flow, equipment, seller and requested structure.
That approach does not promise approval, a particular advance or a particular payment. It does mean the request receives a real review and that strengths, challenges and documentation can be considered together.
The success of GFLS is linked directly to the success of our customers, brokers and vendors.
How we work
01 · UNDERSTAND
02 · EVALUATE
03 · COMMUNICATE
04 · RESPECT
Four Principles Behind Every Conversation
The transaction may be complex. The way we communicate about it should not be.
Review More Than One Number
Credit matters, but so do cash flow, time in business, equipment value, ownership experience and the transaction’s purpose.
Explain the Next Step Clearly
We identify the information needed, explain what is still outstanding and avoid dressing uncertainty up as a promise.
Treat Every Applicant Professionally
A credit challenge or complicated history is not a reason to dismiss a business owner. It is a reason to understand the facts.
Who we serve
Businesses, Vendors and Financing Partners Nationwide
GFLS works across industries and business stages, with a focus on essential-use equipment and transactions that benefit from experienced review.
Established Businesses
Companies replacing equipment, adding capacity, expanding locations or preserving operating cash.
Explore equipment financing →Growing and Emerging Companies
Businesses with new contracts, rising demand or a clearly explained expansion opportunity.
Check financing options →Select Startups
Newer businesses may be considered when experience, documentation, equipment and the business plan support the request.
Tell us about the request →Credit-Challenged Applicants
Credit issues can be reviewed in context with recent performance, explanation and overall transaction strength.
See how GFLS evaluates requests →Equipment Vendors
A financing resource can help qualified customers move from equipment interest to a completed purchase.
Vendor financing resources →Independent Brokers
GFLS reviews broker-submitted equipment transactions that fit current program and documentation requirements.
Broker application →Private-Equity-Backed Companies
Equipment needs tied to growth, integration or capacity can be reviewed within the full business context.
Discuss a transaction →Turnaround Situations
When recent performance and the equipment story warrant a closer look, GFLS can evaluate the available facts.
Schedule a financing call →
Leadership
Meet the GFLS Executive Team
The company’s approach reflects leadership experience spanning equipment leasing, credit, documentation, operations, technology, sales and asset management.
James D. “JD” Jenks
Founder & CEOJD is the founder and CEO of GFLS and has more than 35 years of equipment-leasing experience. A U.S. Army veteran who served in a medical unit in Vietnam and received the Bronze Star, he has held leadership roles with GE Capital Commercial Equipment Finance, Equitable Life Leasing Corporation and U.S. Leasing Corporation, and helped build multiple equipment-finance organizations.
Judi Jenks, CLFP
PresidentJudi brings more than 30 years of leasing-industry experience across sales, sales management, documentation, credit, asset disposition and customer service. Her background includes U.S. Leasing Corporation, AT&T Capital and CIT Group. She earned a Bachelor of Science degree from Western Michigan University.
Vakrik “Vince” Tchobanian
Director of OperationsVince’s 30-year career includes operations, credit management, financial management, information technology and consulting. His experience includes executive operations leadership and entrepreneurship. He earned a Bachelor of Science degree in Telecommunications and Business Management from DeVry University in Los Angeles.
Josh Shull, CLFP
Director of SalesBefore joining GFLS, Josh worked for a Fortune 500 aerospace company in roles involving global accounts, government contracts, procurement and equipment life-cycle metrics. He holds a degree in aviation maintenance along with FAA airframe and powerplant certifications.
Chelsie Hutzler
Equipment Finance Operations ManagerChelsie brings a diverse background in business operations, sales, and organizational leadership to GFLS. Her experience spans residential leasing and sales, as well as operational leadership within the higher education industry, where she oversaw campus operations, information technology, and administrative functions. At GFLS, she supports sales, funding, and marketing operations with a focus on process improvement, operational efficiency, and scalable execution. She holds a Bachelor of Science degree in Business and Human Resource Management.
Your Equipment Request Deserves a Real Review
Call or text 480-478-7413.
Our review
How GFLS Looks at an Equipment Transaction
A complete package helps the team understand both the risk and the operating opportunity behind the purchase.
The Business
Time in business, ownership experience, recent bank activity, financial performance, current obligations and credit history provide context.
The Equipment
Asset type, age, condition, value, useful life, seller and intended use help determine whether the equipment fits the request.
The Reason and Structure
The operating need, transaction size, documentation and available financing structure are considered together before final terms can be determined.
About GFLS
Frequently Asked Questions
Is GFLS a direct lender?
GFLS is an equipment finance company with direct-lending experience and established financing relationships. The available funding path and structure depend on the applicant, equipment and transaction.
Where does GFLS provide equipment financing?
GFLS works with eligible businesses, vendors and sellers nationwide. State, equipment, seller and program requirements may affect a particular transaction.
What types of equipment does GFLS finance?
GFLS reviews essential-use business equipment across industries including construction, medical, manufacturing, transportation, logging and forestry, printing and other specialized categories. New and used assets may be considered.
Does GFLS work with startups or credit-challenged businesses?
Select startups, newer businesses and credit-challenged applicants may be considered. Each request is reviewed individually, and approval is never guaranteed. Experience, cash flow, equipment value, money down, documentation and the business plan may carry additional weight.
What size transactions does GFLS review?
GFLS reviews equipment-financing requests from $25,000 to $5,000,000, subject to the applicant, equipment, documentation and available structure.
How do I start a conversation with GFLS?
You can submit the short request on the Equipment Financing page, complete the application, call or text 480-478-7413, or schedule a financing call with Josh.
Talk with GFLS
Put the Equipment and Business Story Together
Share what you want to purchase, the approximate amount, the seller and what the equipment will change for the business. Josh can help identify the most useful next step and information needed for review.
Prefer to call? 480-478-7413
All financing is subject to credit approval and final documentation. Rates, terms, advance amount, first payment or deposit, money down and funding timing vary by applicant and transaction. No financing outcome is guaranteed. Tax treatment depends on individual circumstances; consult your tax adviser.