Material Handling
Forklifts, reach trucks, pallet-handling equipment and other assets used to move materials through the operation.
Industrial Equipment Financing
Industrial Equipment Financing for Essential Operations
Keep materials moving, support production and replace the equipment your operation depends on. GFLS reviews new and used industrial equipment financing requests from $25,000 to $5,000,000 nationwide, with a closer look at the business, the asset and what the purchase needs to accomplish.
Call 480-478-7413 or send a text.
Ready with the details? Complete the full application.
Veteran-ownedFounded in 2009NationwideBBB AccreditedFull-story review
Industrial Equipment Financing at a Glance
Financing range$25,000 to $5,000,000
EquipmentNew and used industrial equipment
BusinessesEstablished companies and select newer operations
Project costsEligible delivery and installation costs may be considered
ReviewCash flow, credit, equipment, seller and operating purpose
The equipment and the operating need
Keep Capital Available While You Equip the Business
Payroll, inventory, maintenance and facility expenses continue while you replace a forklift or add a new system. Equipment financing can spread the purchase cost over time and help preserve cash for the rest of the operation.
Tell us how the equipment will support a contract, remove a bottleneck, replace an unreliable asset or increase capacity. We review that operating need alongside the financial picture and the proposed transaction.
Have a specific machine in mind? Send the vendor quote, equipment details and the total project cost. We can help identify the next step and the information needed for review.
Industrial Equipment We Can Review
These are examples of essential-use assets. Equipment, seller and program eligibility are reviewed for each request.
Compressed Air Systems
Industrial compressors, air dryers, receivers and related equipment included in a documented project.
Power and Generators
Commercial and industrial generators and qualifying equipment that supports business power needs.
Pumps and Fluid Handling
Industrial pumps and equipment used for processing, transfer and facility operations.
Recycling and Waste
Balers, compactors, grinders, loaders and other qualifying recycling or waste-processing equipment.
Warehouse and Dock Equipment
Loading, lifting, dock and warehouse systems used for storage, distribution and material movement.
Industrial Cleaning
Commercial sweepers, scrubbers, pressure-cleaning systems and other facility equipment.
Specialty Business Assets
Other identifiable equipment with a clear operating purpose, useful life and supportable value.
Do not see the asset listed? Send the quote and a brief explanation of how the equipment will be used.
Start Your ApplicationPut the purchase in context
When an Equipment Purchase Becomes a Business Priority
Replace a Critical Asset
An unreliable machine is creating repair bills, downtime or missed production.
Support New Work
An awarded contract, customer requirement or expansion calls for additional capacity.
Improve Material Flow
Warehouse, loading or processing equipment can help address an operating bottleneck.
Consider a Used Machine
A used asset fits the job and budget, and its condition and remaining useful life support the request.
A Review Built Around the Full Industrial Transaction
Understand the Operating Need
We look at what the equipment changes for the business, along with cash flow, credit and existing obligations.
Equipment Finance Experience
GFLS has worked in equipment financing since 2009, with experience across equipment, credit and transaction structure.
Available Funding Relationships
The funding path depends on the request. GFLS evaluates available direct and partner funding options where appropriate.
New and Used Assets
Age, usage, condition, seller, configuration and expected useful life help inform equipment eligibility.
The Complete Project
Multiple assets and eligible freight, delivery or installation costs may be reviewed when the quote clearly itemizes them.
Context for a Complex File
Select startups, newer companies and applicants with credit challenges may be considered when the overall request supports a review.
Have an Industrial Equipment Quote?
Call or text 480-478-7413.
Prepare for review
What to Send for an Industrial Equipment Review
A clear, complete package helps us understand both the equipment and the business need. Start with the application, your most recent three months of business bank statements and the equipment quote or invoice.
- Vendor quote or invoice with equipment prices, seller contact details and the assets you want financed.
- Make, model, year, serial number and configuration when available.
- For used assets, hours or usage, condition details and available service records when requested.
- Itemized delivery, freight, installation and other project costs you want considered.
- Your most recent three months of business bank statements, including all pages.
- A short explanation of the replacement, contract, capacity need or other operating purpose.
- Business financials, tax returns or other supporting information when required for the request.
How the Financing Process Works
Share the Request
Tell us about the business, the equipment, the seller and the total purchase amount. Include the quote and available equipment details.
Review the Business and Equipment
GFLS evaluates the cash flow, credit, obligations, equipment and purpose together. We will explain any additional information needed.
Complete the Approved Transaction
If approved, review the proposed structure and complete the final documents, seller requirements and funding conditions.
Frequently Asked Questions
Can I finance used industrial equipment?
New and used equipment may be considered. For a used machine, the review can include age, condition, usage, configuration, value, seller and remaining useful life.
Can freight or installation be included?
Eligible delivery, freight, installation and other approved project costs may be considered. Send an itemized quote so we can review the complete request.
Can several pieces of equipment be financed together?
Potentially. A package may include multiple qualifying assets, subject to the applicant, sellers, equipment, timing and available financing structure.
Can equipment from an auction or private seller be considered?
Some transactions may be considered. Seller verification, ownership, equipment details and documentation requirements can affect eligibility. Discuss the transaction before committing to a purchase deadline.
What credit score do I need?
Credit is reviewed with cash flow, time in business, existing obligations, equipment and the purpose of the purchase. Available programs may have different credit requirements; approval depends on the full request.
How long does the review take?
Timing depends on a complete application, the equipment and seller, and any additional information required. We can discuss your deadline, but a credit decision and final funding are separate steps.
A published GFLS customer story
Working Through a Stone-Polishing Equipment Purchase
In a September 2022 customer story, GFLS described working with a construction business on financing for an imported stone-polishing system. When delivery delays and payment concerns complicated the transaction, the team helped work through a revised structure.
Read the stone-polishing equipment customer story →
Historical example. Current terms and eligibility depend on the applicant, equipment and available program.
Explore Related Equipment Financing
Talk with GFLS
Tell Us What the Equipment Needs to Do
Share the quote, the seller, your timing and the operating need. Schedule a financing call with Josh Shull, CLFP, Director of Sales, to discuss the request and what to send next.
Prefer to call? 480-478-7413
All financing is subject to credit approval, program availability and final documentation. Rates, terms, advance amount, first payment or deposit, money down, fees and funding timing vary by applicant and transaction. No financing outcome is guaranteed. Tax treatment depends on individual circumstances; consult your tax adviser.