Commercial printing businesses compete on speed, quality, capacity and the range of work they can produce. A new press, finishing system or specialty printer can add capability, but it can also require a significant cash investment.
Financing may allow a print shop to acquire equipment while preserving cash for paper, ink, substrates, labor, maintenance and the gap between completing a job and receiving payment.
When Printing Equipment Financing May Make Sense
- An aging press is creating downtime or limiting production quality.
- A new customer or contract requires greater speed, volume or capacity.
- The business wants to bring outsourced printing or finishing work in-house.
- A shop is adding wide-format, packaging, labeling or specialty-print capability.
- The owner wants to preserve operating cash instead of paying the entire purchase price at once.
Equipment That May Be Considered
Transactions may include digital production presses, offset presses, wide-format and flatbed printers, label and packaging systems, cutters, folders, bindery equipment, laminators, mailing systems and other essential-use production assets.
View GFLS’s current commercial printing equipment financing options for more information about eligible equipment, documentation and the review process.
Evaluate the Complete Project
The equipment price is only one part of the decision. A strong request also accounts for delivery, installation, training, software, electrical work and other documented project costs. Availability of financing for those costs depends on the program and transaction.
For used equipment, provide the year, make, model, condition, seller information and available valuation or inspection details. The financing structure should match the equipment’s expected useful life and the business’s ability to support the payment.
Prepare a Clear Request
- Vendor quote, invoice or purchase agreement
- Equipment specifications and seller contact information
- Recent business bank statements
- Financial statements and tax returns when required
- A concise explanation of the additional capacity or capability
Explore the Next Step
Start a 2-Minute Financing Request or View Printing Equipment Financing.
All financing is subject to credit approval, program availability and final documentation. Rates, terms, advance amounts, deposits, fees and funding timing vary by applicant and transaction.
